Recoop

Failed-payment recovery

Your subscription brand is losing thousands a month to failed and expired cards.

Recoop recovers it automatically — you just watch the money come back.

Get startedSee what you're losing →
Only 3 onboarding slots left this week
Recovered this monthLive
£0
+18% vs last month
Recent recoveries
  • J. Martins
    Card updated automatically
    +£89
    2m ago
  • S. Chen
    Smart retry succeeded
    +£156
    18m ago
  • A. Okafor
    Win-back message → paid
    +£210
    1h ago
Sample dashboard — illustrative data

The stakes

$129B

lost to failed subscription payments in 2025 — expired cards, declined banks, and quiet cancellations nobody meant to make.

<50%

of that is what the average subscription business recovers on its own — the rest is money customers still wanted to pay, that never lands.

Source: industry payment-failure benchmarks, 2025 (citation pending).

How it works

Three steps. Then nothing.

01

Connect your billing

Five minutes over Stripe Connect. No migration, no code, nothing to rip out — you keep your existing setup exactly as it is.

02

We optimise recovery

We tune Stripe's smart retries, turn on the automatic card updater, and layer in branded win-back messaging timed to each failure.

03

You watch the dashboard

Recovered revenue lands back in your account automatically. No spreadsheets, no follow-up, nothing on your plate.

Zero client work after you connect

See it in action

A three-minute look at the dashboard.

3 min · coming soon

The guarantee

See it work risk-free.

Your first monthly charge isn't until day 30, so you'll watch exactly what we recover before you pay for a month. And if Recoop hasn't recovered at least 3x its fee in your first 60 days, your next month is free.

Pricing

One plan. No tiers to compare.

$599due today

Then $2,449/month, starting 30 days after you connect — recurring monthly after that.

  • Stripe smart-retry optimisation
  • Automatic card updater, turned on for you
  • Branded win-back messaging
  • Live recovery dashboard
  • Risk-free: 3x in 60 days, or your next month is free

Ready when you are

Connect your billing in five minutes. Your first charge isn't until day 30, so you'll watch what we recover first — and if we haven't recovered 3x our fee within 60 days, your next month is free.

Get started

FAQ

Questions, answered.

Is my data safe?
Yes. We connect through Stripe Connect and never see, touch, or store your customers' card numbers — that stays inside Stripe's own PCI-compliant infrastructure the whole time.
What do I have to do?
Connect your billing once. After that, nothing — we run the retries, update cards, and send the recovery messaging.
What if it doesn't work?
See it work risk-free: your first monthly charge isn't until day 30, so you'll watch exactly what we recover before you pay for a month. And if Recoop hasn't recovered at least 3x its fee in your first 60 days, your next month is free.
Are you a payment processor?
No. Funds never pass through us — they stay in your Stripe account the entire time.